Area Real Estate News & Market Trends

You’ll find our blog to be a wealth of information, covering everything from local market statistics and home values to community happenings. That’s because we care about the community and want to help you find your place in it. Please reach out if you have any questions at all. We’d love to talk with you!

April 13, 2022

Home Decor - Tips and Tricks

Posted in Tips & Advice
March 25, 2022

Staging your home for a Sale



Posted in Tips & Advice
Jan. 10, 2019

Home Remodel Options on Oahu

Looking to turn a fixer-upper into your dream home?

Or perhaps planning to put your existing home on the market which requires a few updates before doing so? 

Either way, the types of financing for your home improvements vary quite a bit.

Choosing the best one depends on your current situation and goals.

Here's a comparison to help you decide on the type of financing for your remodel. 

If you have any questions I would love to help answer them feel free to call or email. 

Renovation Loan Options in Hawaii

Posted in Home Improvement
Jan. 8, 2019

Oahu Mortgage Rate Forecast 2019 - with chart

New Year, New Predictions, what does the crystal ball hold for mortgage rates in 2019.

The consensus, rates will pierce the 10 year high.

How will that impact the Oahu market?

Experts weigh in on what the 2019 housing market will bring "A year ago, several experts predicted the new tax law would cause a slowdown in the housing market. So far, the limitations on mortgage-interest and property-tax deductions haven’t had a negative impact. Instead, rising mortgage rates and home prices are doing more to put a damper on the market."

2019 Predictions: Worse Affordability, Commutes, Natural Disaster Losses "The 30-year, fixed rate mortgage reaches 5.8 percent – territory not seen since the dark days of 2008, when rates were racing downward in response to the housing crisis. In 2019, rising rates will compound the effect of still-climbing home values, making homeownership even less affordable. Already, rising mortgage payments eclipse home-value gains, a phenomenon that can both encourage homeowners to stay put – to hold onto low mortgage rates that are disappearing in the rear-view mirror – and discourage would-be first-time home buyers."


2019 Real Estate Forecast: What Home Buyers, Sellers And Investors Can Expect  "In recent months though, home price growth has faltered, rates have risen to their highest point in nearly eight years, and favor has started to shift from seller to buyer."


Posted in Market Updates
Dec. 19, 2018

New Mortgage Rules: What It Means For Hawaii Buyers

VA Announces the 2019 Loan Limits For Loans Closed on or After January 1, 2019


In Circular 26-18-17 VA announced the 2019 county loan limits effective for loans closed on or after 
January 1, 2019.


County loan limits do not apply to Interest Rate Reduction Refinance Loans (IRRRLs) as VA guarantees 25 percent of the loan amount on a IRRRL, regardless of whether the loan exceeds the limit for the particular county.


VA loans (not applicable to IRRRLs) closed on or after January 1, 2019 are eligible for the higher county loan limits even if the application date was in 2018.…/docume…/circulars/26_18_27.pdf

Posted in Market Updates
Dec. 18, 2018

This Week's Guess How Much

1118 Ala Moana Boulevard Unit 3600
Honolulu, HI 96814

5 BD 6 BA 10,607 SqFt


View live listing




Listing courtesy of Coldwell Banker Pacific Prop.


Listing courtesy of Coldwell Banker Pacific Prop MLS# 201822052

Posted in Unique Homes
Dec. 5, 2018

A Home Loan for Doctors with Student Debt

Doctor Loan Hawaii

If you are a doctor with deferred student loans, our Doctor Loan Program can help you save time and money on the purchase of your NEW home or refinance. If you are a qualified doctorate medical professional (MD, DDS, DMD, OD, DO eligible)with student loans deferred 12 months or more our team has a lender ready to help you. 

Program Details:

  • 95% Loan to Value (LTV) for conforming and super conforming limits. 
  • Minimum credit score as low as 720 
  • 5 and 7 year Adjustable Rate Mortgages (ARMs)
  • MD, DDS, DMD, OD, DO eligible 
  • Student loans must be deferred for 12+ months

If you have questions or would like to learn more please reach out I am happy to help!

Posted in Tips & Advice
Sept. 25, 2018

Interest Rates Still Historically Low In Hawaii

Did you know that although interest rates have been climbing these last few years, they are still relatively low historically? 

That’s because, over the past fifty years, interest rates on a 30 year fixed rate mortgage ranged from a high of 18.63% to as low as 3.31% in 2012.

The graph below provides a visual of the average interest rate on the 30-year fixed-rate mortgage. When put into a historical perspective, it’s clear that even though rates are rising, they remain at historically low levels. 

To learn how you can benefit from today’s historically low rate for purchase in Hawaii, contact me today. I would be happy to help you find a licensed mortgage professional. 

Sept. 19, 2018

Honolulu Mortgage Interest Deduction

2018 Tax Bill Changes

What Homeowners need to know

My goal is to help my clients understand our interpretation of the tax law, but please note that I do not offer tax advice. You should always refer to your own tax professional for specific questions about how the tax law affects you. If you have any mortgage or tax related questions, or would like my recommendation for trusted mortgage and tax professionals, please reach out and let me know. 


Seattle Mortgage Interest Deduction

Seattle Home Equity Mortgage Tax Deduction

Posted in Tips & Advice
Sept. 19, 2018

Honolulu Rent vs Own

With all of the facts and myths surrounding homeownership, you may be left wondering if you would be better off renting. On one hand, homeownership offers the possibility of a positive return on your investment, while on the other renting lowers your financial risk and enables quick mobility. 

Homeownership Makes Cent$

Affordability – it is cheaper to own in most of Oahu. According to Rent Jungle as of August 2018, average rent for an apartment on Oahu, HI is $1,655 (see report

Force Savings – The amount you pay for your home goes towards building your equity. On the other hand you could keep paying down your landlord’s mortgage. I’m sure they appreciate it… 

Tax Advantages – Property taxes and interest can be itemized for tax deductions. Check out this handy matrix.

Stability – With fixed rate mortgages, your payment will stay the same each month. On the other hand you are at the mercy of potential rent increase yearly! Oahu rent increase  

Improved Credit – When mortgage payments are made on time, you can achieve a better credit score. We know everyone likes to brag about their 800 credit score at the BBQ.

I’ve put together an awesome list of current listing in some of the hottest hoods, take a peak. I would love to help you in your house hunt. Feel free to call (808)439-8250 or email

Take a look at this awesome matrix to see how much you will be throwing away renting over the next few years. 

Seattle Rent vs Own


Posted in Tips & Advice